Car insurance prices in Tbilisi
Aldagi, TBC Insurance and Wizer publish prices. TBC Insurance’s car cover starts at 10 GEL. Aldagi’s monthly grid starts at 35 GEL for cars valued at $5,000 to $15,000, and a car worth less than $2,500 is insured at its market value but priced as a $2,500 car. Wizer’s Easy Auto Insurance costs 54 GEL a month for a car worth up to $10,000, with all risks covered to a 10,000 GEL limit and a 10% deductible.
GPI Holding prices each policy on the car’s year and value and the driver’s age, and IRAO sets individual rates by driving experience, with a discount for experienced drivers. The deductible changes the price as well. GPI’s Auto Active L covers the same risks as XL but applies a deductible, and costs up to 20% less on average.
What to check before buying a car policy
- Deductible. Aldagi offers 1%, 3% or 5% on its Minimum and Standard packages and 0.5% on Full. Drivers with up to 2 years’ experience pay 6% on Minimum and Standard and 3% or 5% on Full.
- Drivers and age. TBC Insurance sells to drivers aged 21 to 65 and GPI Holding from age 21. Ardi covers any number of drivers aged 21 to 70, and TBC’s app adds an authorised driver to an existing policy.
- Small damage. GPI Holding settles damage up to 1,000 GEL on the spot with a service manager, Wizer’s standard auto policy compensates damage up to 1,500 GEL on the spot, and Unison settles losses up to 3,000 GEL without the patrol police.
- Replacement car. Aldagi provides a Toyota Corolla class car for insured cars worth $8,000 to $20,000 and a Hyundai Tucson class car above $20,000, for up to 14 days a year.
- Roadside reach. New Vision Insurance makes its 24/7 towing, fuel delivery and tyre services unlimited, Wizer’s assistance runs in major cities, and IRAO’s covers 25 km around Tbilisi plus the Kutaisi and Batumi areas.
- Extra risks. Ardi’s car policy takes in modifications, personal items, pets and legal expenses, and its force majeure cover takes in rebellion and mass protest.
Car policy types and how to buy one
Aldagi sells three packages, Minimum, Standard and Full, and GPI Holding sells M, L and XL. TBC Insurance starts from road accident cover and lets you add one, two or all three extra risk options. Wizer’s Easy Auto Insurance bundles casco, third party liability and driver and passenger accident cover for one monthly price, while Unison, New Vision Insurance and Autograph Insurance add liability and accident cover to a damage policy on request.
TBC Insurance policies are bought without an office visit, online, through an agent or through B Bot, and the car can be photographed in its app. New Vision Insurance’s paperwork is the vehicle’s technical passport plus an ID card and a driving licence. Green Insurance Georgia’s sales manager calls back with details once you send a request, and Autograph Insurance’s specialists prepare a personal offer after a consultation. Once insured, Green Insurance Georgia clients get a personal manager, and Wizer’s standard auto policy comes with a personal damage manager.
